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Salt Lake City Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Salt Lake City: A Blend of Urban Sophistication and Natural Splendor

The dynamic skyline of Salt Lake City, reflecting its urban growth and natural setting.

Salt Lake City, the capital of Utah, stands as a testament to urban sophistication set against a backdrop of majestic mountain ranges. Known for its welcoming community, thriving economy, and access to unparalleled outdoor recreation, Salt Lake City offers a unique urban experience enriched by the natural beauty of the Wasatch Front. From the historic avenues of downtown to the modern developments in Sugar House and the serene suburbs of Cottonwood Heights and Holladay, Salt Lake City provides a diverse range of living experiences. The city’s appeal is further enhanced by its proximity to world-class ski resorts, scenic national parks, and a vibrant cultural scene, making it an ideal place for those seeking a dynamic lifestyle.

Ready to call Salt Lake City home? Our Jumbo Verified™ lender network is here to offer competitive rates and personalized mortgage plans for Salt Lake City’s unique real estate market. Whether you’re attracted to a downtown loft, a family home with mountain views, or a quiet residence in a leafy suburb, we’re dedicated to facilitating your homeownership journey in Salt Lake City.




    Customized Mortgage Solutions for Salt Lake City’s Varied Housing Market

    Reflecting the city’s diverse character, Salt Lake City’s housing market offers everything from historic homes in charming neighborhoods to sleek condos in the heart of the city. Our lending experts are on hand with mortgage strategies that embrace your individual home-buying goals in Salt Lake City.

    • An array of mortgage types for Salt Lake City properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions tailored to Salt Lake City’s unique property landscape, assisting you with finding a home that matches your lifestyle.
    • Personalized mortgage plans designed to fit your life in Salt Lake City, accommodating both urban and suburban preferences.
    • In-depth knowledge of Salt Lake City’s real estate market, with access to specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to ease the home buying or refinancing process in Salt Lake City, supporting your path to homeownership.

    Engage with Salt Lake City’s Rich Lifestyle and Community

    Salt Lake City is not just a place to live; it’s a lifestyle enriched by cultural, professional, and recreational opportunities. From the bustling downtown arts scene to the tranquil trails of the nearby mountains, Salt Lake City invites you to a life of richness and variety.

    2024 UTAH CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    BEAVER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOX ELDER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CACHE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARBON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DAGGETT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DAVIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DUCHESNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EMERY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GARFIELD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IRON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JUAB COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KANE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MILLARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MORGAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PIUTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RICH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SALT LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SAN JUAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SANPETE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SEVIER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SUMMIT COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    TOOELE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UINTAH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UTAH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASATCH COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WAYNE COUNTY $997,050 $1,276,400 $1,542,900 $1,917,450
    WEBER COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SALT LAKE CITY

      Neighborhoods

      Greater Avenues, East Liberty Park, Wasatch Hollow, East Bench, Yalecrest, Foothill / Sunnyside, Bonneville Hills, Sugar House, East Central / East Liberty Park, Central City / Liberty – Wells, Capitol Hill, East Central, Liberty – Wells, Downtown, Fairpark, Central City & Ball Park.

      Zip Codes

      84102, 84103, 84104, 84105, 84106, 84107, 84108, 84109, 84115, 84116, 8417, 84118, 84119, 84120, 84121, 84123, 84124 & 84128

      Counties

      Salt Lake County, Summit County, Wasatch County, Utah County, Tooele County, Davis County, Morgan County, Weber County, Rich County, Cache County, Duchesne County, Carbon County, Sanpete County, Juab County & Box Elder County.